Scan a UPI QR
Read payment details from a QR code and review the payee, UPI ID, amount, and note before sharing.
Made for trusted contacts
Keep the request, the conversation, and your records organized.
Xeta UPI Circle supports the steps around a payment. You scan and share a request, a trusted person pays using an existing UPI app, and you can keep notes or proof for later reference.
Choose a trusted contact
Keep the people you coordinate with in one contact list and select who should receive each request.
Share through your apps
Prepare a request with its QR image for WhatsApp or the standard share sheet. You choose the recipient and send it.
Keep transaction records
Review shared requests, add a proof image or message, note cashback, and record repayments.
Understand contact balances
See the totals calculated from the requests and repayments you record. These are personal tracking figures.
Use the app your way
Switch between light and dark themes and review the permissions used for scanning and contact import.
Four clear steps
From QR scan to a saved record.
Add your contact
Save the name and number of the trusted person who will receive the request.
Scan and review
Scan the payment QR, check the details, and choose the contact for this request.
Share the request
Send the prepared message and QR through WhatsApp or another app you select.
Save proof when ready
The shared request is added to Transactions. Later, attach a payment screenshot or message and add any notes you want to keep.
App preview
See contacts, requests, proof, and balances in the app.
Your information
Records stay on your device.
Trusted contacts, requests, transaction notes, and proof are stored locally. The app has no account system or app backend.
Read the full privacy policyPayment flow
Payments happen in your UPI app.
Xeta UPI Circle does not process or verify payments. It helps people coordinate a request and keep their own records. You decide what to share and which app to use.
Frequently asked questions
What to know before you use the app.
Does Xeta UPI Circle make a payment?
No. It prepares and organizes payment requests. The selected trusted person completes a payment in an existing UPI app.
Does the app confirm that a payment succeeded?
No. A request appears in Transactions when it is shared. You can later add a screenshot or message as your own proof record; the app does not independently verify payment status.
What information leaves my device?
Your records stay local unless you choose to share a request. When you share, the payment details and QR image are passed to the app you select, which handles them under its own privacy terms.
How are balances calculated?
Balances are calculated from the requests and repayments you record for each contact. They are provided for personal tracking and are not verified account balances.
How can I remove my records?
Delete individual transactions in the app, clear app data in Android settings, or uninstall the app. Saved proof images are removed with their transaction when available.
Privacy and transparency
Review the policy and source code.
See how information is handled in the privacy policy, or browse the Xeta UPI Circle source repository.